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Credit reporting

How CreditLadder can help you understand and improve your credit history

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16 articles in this collection
Written by Asa Bentley

Understanding your Experian and Equifax Credit Score, History and Report

See below for a useful guide.
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Written by Asa Bentley
Updated over a week ago

How will rent payments affect my credit position?

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Written by Asa Bentley
Updated over a week ago

Why has my credit history not changed since I have reported rent?

Here we explain more.
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Written by Asa Bentley
Updated over a week ago

When will my rent show on my credit report?

Shortly after your first rent is read this will be available on your report.
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Written by Asa Bentley
Updated over a week ago

Can I report my previous / past rent payments?

This is not available.
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Written by Asa Bentley
Updated over a week ago

How is my credit score used?

You don't have just one credit score because different lenders use their own scoring systems.
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Written by Asa Bentley
Updated over a week ago

Can I submit my own rental payment information?

Unfortunately not, but we can help.
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Written by Asa Bentley
Updated over a week ago

Will my rent payments be visible on my credit report?

Sure thing. The credit agency just needs to set up rental data on your report first.
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Written by Asa Bentley
Updated over a week ago

What happens to my credit history if I am late?

More information at the link below.
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Written by Asa Bentley
Updated over a week ago

Do you sell my data to other companies?

Your data is safe with us.
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Written by Asa Bentley
Updated over a week ago

How will organisations use my data?

On time rental payment information helps you.
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Written by Asa Bentley
Updated over a week ago

The Experian Rental Exchange

Important Information
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Written by Asa Bentley
Updated over a week ago

How can I improve my credit history?

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Written by Asa Bentley
Updated over a week ago

What is a credit score?

Your credit score is a number that represents the risk a lender takes when you borrow money.
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Written by Asa Bentley
Updated over a week ago

What if I am put into arrears by Universal Credit?

Rest assured we can help.
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Written by Asa Bentley
Updated over a week ago

What happens to my credit history if I miss one or more rental payments?

In the same way as any other missed or late payment.
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Written by Asa Bentley
Updated over a week ago