Credit reporting

How long does it take to improve my credit score?

Written by Asa Bentley
Updated over a week ago

Who decides my credit score?

Written by Asa Bentley
Updated over a week ago

What makes up my credit score?

Written by Asa Bentley
Updated over a week ago

How do I improve my credit score?

Written by Asa Bentley
Updated over a week ago

Why does a credit score matter

Written by Asa Bentley
Updated over a week ago

How do rent payments impact my credit score?

Written by Asa Bentley
Updated over a week ago

Understanding your Experian, Equifax and TransUnion Credit Score, History and Report

See below for a useful guide.

Written by Asa Bentley
Updated over a week ago

How will rent payments affect my credit position?

Written by Asa Bentley
Updated over a week ago

Why has my credit history not changed since I have reported rent?

Here we explain more.

Written by Asa Bentley
Updated over a week ago

When will my rent show on my credit report?

Shortly after your first rent is read this will be available on your report.

Written by Asa Bentley
Updated over a week ago

Can I report my previous / past rent payments?

This is not available.

Written by Asa Bentley
Updated over a week ago

How is my credit score used?

You don't have just one credit score because different lenders use their own scoring systems.

Written by Asa Bentley
Updated over a week ago

Can I submit my own rental payment information?

Unfortunately not, but we can help.

Written by Asa Bentley
Updated over a week ago

Will my rent payments be visible on my credit report?

Sure thing. The credit agency just needs to set up rental data on your report first.

Written by Asa Bentley
Updated over a week ago

What happens to my credit history if I am late?

More information at the link below.

Written by Asa Bentley
Updated over a week ago

Do you sell my data to other companies?

Your data is safe with us.

Written by Asa Bentley
Updated over a week ago

How will organisations use my data?

On time rental payment information helps you.

Written by Asa Bentley
Updated over a week ago

The Experian Rental Exchange

Important Information

Written by Asa Bentley
Updated over a week ago

How can I improve my credit history?

Written by Asa Bentley
Updated over a week ago

What is a credit score?

Your credit score is a number that represents the risk a lender takes when you borrow money.

Written by Asa Bentley
Updated over a week ago

What if I am put into arrears by Universal Credit?

Rest assured we can help.

Written by Asa Bentley
Updated over a week ago

What happens to my credit history if I miss one or more rental payments?

In the same way as any other missed or late payment.

Written by Asa Bentley
Updated over a week ago