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How CreditLadder can help you understand and improve your credit history
22 articles in this collection
Written by
Asa Bentley
How long does it take to improve my credit score?
Written by
Asa Bentley
Updated over a week ago
Who decides my credit score?
Written by
Asa Bentley
Updated over a week ago
What makes up my credit score?
Written by
Asa Bentley
Updated over a week ago
How do I improve my credit score?
Written by
Asa Bentley
Updated over a week ago
Why does a credit score matter
Written by
Asa Bentley
Updated over a week ago
How do rent payments impact my credit score?
Written by
Asa Bentley
Updated over a week ago
Understanding your Experian, Equifax and TransUnion Credit Score, History and Report
See below for a useful guide.
Written by
Asa Bentley
Updated over a week ago
How will rent payments affect my credit position?
Written by
Asa Bentley
Updated over a week ago
Why has my credit history not changed since I have reported rent?
Here we explain more.
Written by
Asa Bentley
Updated over a week ago
When will my rent show on my credit report?
Shortly after your first rent is read this will be available on your report.
Written by
Asa Bentley
Updated over a week ago
Can I report my previous / past rent payments?
This is not available.
Written by
Asa Bentley
Updated over a week ago
How is my credit score used?
You don't have just one credit score because different lenders use their own scoring systems.
Written by
Asa Bentley
Updated over a week ago
Can I submit my own rental payment information?
Unfortunately not, but we can help.
Written by
Asa Bentley
Updated over a week ago
Will my rent payments be visible on my credit report?
Sure thing. The credit agency just needs to set up rental data on your report first.
Written by
Asa Bentley
Updated over a week ago
What happens to my credit history if I am late?
More information at the link below.
Written by
Asa Bentley
Updated over a week ago
Do you sell my data to other companies?
Your data is safe with us.
Written by
Asa Bentley
Updated over a week ago
How will organisations use my data?
On time rental payment information helps you.
Written by
Asa Bentley
Updated over a week ago
The Experian Rental Exchange
Important Information
Written by
Asa Bentley
Updated over a week ago
How can I improve my credit history?
Written by
Asa Bentley
Updated over a week ago
What is a credit score?
Your credit score is a number that represents the risk a lender takes when you borrow money.
Written by
Asa Bentley
Updated over a week ago
What if I am put into arrears by Universal Credit?
Rest assured we can help.
Written by
Asa Bentley
Updated over a week ago
What happens to my credit history if I miss one or more rental payments?
In the same way as any other missed or late payment.
Written by
Asa Bentley
Updated over a week ago