Unfortunately, none of the credit reference agencies (CRAs) supports the reporting of previous rental payments. Should this ever change we will inform all customers but we don't anticipate this to anytime soon.

Once you sign up to CreditLadder, we will report your current and future rent payments. On-time rent payments are an amazing way to improve your credit history and score thus increasing the likelihood of being approved for products such as a mortgage, car finance, bank loan or a credit card. People with a high credit score can also save money as they are able to access better products at lower rates. CreditLadder believes every tenant should take the opportunity to report their rent payments.

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