How you pay
Pay by Bank or Pay by Card
All rates shown are for Pay by Bank - paying directly from your bank account gives you the highest cashback rates.
Premium rates
Up to 16%
Premium members earn higher rates of cashback - look for the rates in purple.
Minimum cashback withdrawal
£5
Minimum cashback withdrawal is £5.
Showing 1–15 of 229 brands
| Brand | Use it | ||
|---|---|---|---|
| Aberdeen Gift Card - Town & City Gift Cards | In store | CreditLadder Standard2% | CreditLadder Premium ✦3% |
| adidas | Online In store | CreditLadder Standard7% | CreditLadder Premium ✦9% |
| AirlineGift | Online | CreditLadder Standard4% | CreditLadder Premium ✦6% |
| ALDI | In store | CreditLadder Standard1% | CreditLadder Premium ✦2% |
| All Bar One | In store | CreditLadder Standard6% | CreditLadder Premium ✦8% |
| Amalfi UK | In store | CreditLadder Standard8% | CreditLadder Premium ✦9% |
| Apple Gift Card UK | Online In store | CreditLadder Standard1.5% | CreditLadder Premium ✦2.5% |
| Argos Cashback | Online In store | CreditLadder Standard2.5% | CreditLadder Premium ✦3% |
| Arsenal Football Club | Online In store | CreditLadder Standard7% | CreditLadder Premium ✦8% |
| Asda Shopping Card UK | Online In store | CreditLadder Standard2% | CreditLadder Premium ✦2.5% |
| Ask Italian | In store | CreditLadder Standard7% | CreditLadder Premium ✦8% |
| Aspinal of London UK | Online | CreditLadder Standard8% | CreditLadder Premium ✦9% |
| B&Q UK | Online In store | CreditLadder Standard2% | CreditLadder Premium ✦3% |
| Babbel UK (12 Month Subscription) | Online | CreditLadder Standard7% | CreditLadder Premium ✦8% |
| Babbel UK (6 Month Subscription) | Online | CreditLadder Standard7% | CreditLadder Premium ✦8% |
With CreditLadder Premium you get our highest cashback rates plus your rent payments are reported to all three main CRAs - Experian, Equifax and TransUnion. Coming soon, Premium users will also have access to Rent Rewards!
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