2016

A small team of property and technology experts questioned why on-time rent payments made by tenants were not recognised on credit files like, for example, mortgage payments.

This situation which impacted over 10 million households in the UK seemed grossly unfair and a solution was needed to fix this issue!

2017

CreditLadder launched, becoming the first Rent Reporting platform in the UK - tenants could now report their rent payments to Experian.

​2018

Announced as the biggest final stage winner of HM Treasury's Rent Recognition Challenge winning a grant worth £600,000.

Secured FCA approval as a Payment Institution which at the time made CreditLadder one of only 15 companies to have achieved this.
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​2019

Partnered with Starling Bank.
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​2020

CreditLadder started reporting rent payments to Equifax, therefore helping tenants to improve their Equifax credit scores.
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​2021

TransUnion also partnered with CreditLadder making it the 3rd Credit Reference Agency in the UK to do so.
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​2022

CreditLadder added Crediva to their platform therefore it became the only way in which tenants could report their rent payments to the 4 main Credit Reference Agencies in the UK, namely Experian, Equifax, TransUnion and Crediva.
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​2023

CreditLadder reports over £1bn in rental payments for its customers.

A "white label" offering is launched allowing other businesses to use the CreditLadder product, but under their own name.

2024

The Martin Lewis Money Show on ITV mentions CreditLadder on 3 separate occasions.

CreditLadder integrates into their first property software, allowing letting agents to report a tenant's rent payment directly to CreditLadder.

Media coverage has been seen in a range of titles including; BBC, Which?, Money Saving Expert, Sky News, The Times, FT, The Mirror, The Sun, i News, Evening Standard City A.M. & Metro.